Blog
Insurance tips for the Carolina coast.
Hurricane prep, coverage myths, and practical advice from your local Lowcountry agents.
September 5, 2026
Older Homes Need Love Too: Understanding Insurance Options for Aging Homes
Older homes have a charm and character that newer homes simply can’t replicate. From beautiful hardwood floors and unique architectural details to the stories held within their walls, many South Carolina homeowners are proud to own a piece of history. But when it comes to insurance, older homes can present unique challenges. At Carolina Property […]
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August 27, 2026
Peak Hurricane Season: Are You Prepared?
Peak Hurricane Season: Are You Prepared? As we move into the peak of hurricane season, now is the time to make sure your family, home, and insurance coverage are ready before a storm develops. Living along the South Carolina coast means preparing for more than just wind. Heavy rain, flooding, power outages, and storm-related damage […]
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August 21, 2026
Living on the Coast? The Hurricane Insurance Myth We Hear Most
Living on the Coast? The Hurricane Insurance Myth We Hear Most One of the most common insurance myths we hear from coastal homeowners is: “My homeowners policy covers flooding.” In most cases, that is not accurate. Why Homeowners Insurance Usually Does Not Cover Flooding Standard homeowners policies generally exclude damage caused by rising water, which […]
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August 15, 2026
8 Common Insurance Myths- Debunked
When it comes to insurance, misinformation can be costly. At Carolina Property Insurance, we regularly talk with clients who are surprised to learn that some of the most common insurance “facts” they’ve heard simply aren’t true. Whether you live in Murrells Inlet, Myrtle Beach, Pawleys Island, Georgetown, or anywhere along the South Carolina coast, understanding what […]
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July 24, 2026
Backyard Fun & Liability: Is Your Home Properly Protected This Summer?
Summer on the Grand Strand means cookouts, pool parties, and making memories with family and friends. Whether you have a swimming pool, trampoline, playset, or other backyard attractions, these features can add plenty of fun—but they can also increase your liability risk as a homeowner. At Carolina Property Insurance, we encourage homeowners across Murrells Inlet, Myrtle […]
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July 17, 2026
Does Auto Insurance Follow the Car or the Driver?
One of the most common questions we hear at Carolina Property Insurance is: “If I lend my car to someone, will my insurance cover them?” The answer is usually yes—but there are important exceptions every driver should understand. Knowing how auto insurance applies when someone else is behind the wheel can help you avoid costly surprises and make informed […]
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July 13, 2026
SC Safe Home Grant Program Portal July 13, 2026
SC Department of Insurance Announces Reopening of the SC Safe Home Grant Program Portal July 13, 2026 Columbia, S.C. — The South Carolina Department of Insurance (SCDOI) is pleased to announce that the SC Safe Home Grant Program will reopen its application portal on Monday, July 13, 2026. SC Safe Home provides matching and non-matching […]
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July 10, 2026
Back-to-School Insurance Checklist for College Students
Sending a student to college is an exciting milestone, but it also brings new responsibilities—and new risks. Whether your student is moving into a dorm, renting an apartment, or taking a vehicle to campus, now is the perfect time to review your insurance coverage. At Carolina Property Insurance, we help families throughout Myrtle Beach, Murrells Inlet, Georgetown, […]
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July 2, 2026
What Additional Insured Endorsements Really Mean for Businesses
Additional insured endorsements are a common part of business contracts—but they’re also one of the most misunderstood. Without a clear understanding, businesses can run into unexpected liability, coverage gaps, or even disputes when a claim arises. At Carolina Property Insurance, we regularly help clients navigate these requirements—especially here in Myrtle Beach, Murrells Inlet, and […]
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