CAROLINAProperty Insurance
4.9★ from 326+ Lowcountry reviews

The things that matter to you, matter to us.

Home, auto, flood, and more — shopped across 20+ top-rated carriers by a local, independent agency that treats you like a neighbor, not a number.

No-obligation quotes 20+ carriers compared Coastal experts

What can we protect?

Pick a coverage to get started.

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4.9★
Average Google rating
156+
Five-star reviews
20+
Carriers shopped
Local
Lowcountry team

Why Carolina Property

Insurance should feel personal again.

We started this agency on a simple belief: you deserve an advisor who shops the whole market for you, explains your coverage in plain English, and answers when you call. That's independent insurance, done the Lowcountry way.

Meet the team

We shop, you save

As an independent agency we compare 20+ top-rated carriers to find your best coverage and price — not just one company's quote.

Local & personal

We live and work in the Lowcountry. You get a real person who knows our coast, our risks, and your name.

Coverage done right

We make sure you're actually protected — wind, flood, and the gaps most people don't find out about until a claim.

Fast & responsive

Quotes in minutes, claims support within the hour. When you need us, we pick up the phone.

Bundle & Save

Combine policies. Keep more of your money.

Pairing your home and auto — or adding flood, boat, or an umbrella — can unlock multi-policy discounts and simplify your life with one trusted point of contact.

See how much you could save
Home
Auto
Flood
Boat
Condo
Umbrella

What our clients say

Rated 4.9★ across 326 reviews

Real neighbors, real coverage, real service. Here's what the Lowcountry says about us.

Allison Shaw proactively reached out to share information, which was a huge help to us. As we are in the midst of buying a home, which already includes lots of logistical details, it was really nice to have that approach. Working with Allison has been super simple and easy with informative emails and detailed yet easy to follow instructions. She’s also very professional and pleasant to work with!
Ashlei Sykes
Mary Beth took care of all my insurance needs. She shopped and found me the best rates. Best agent I’ve ever had by far! Would highly recommend!
John Sessions
I worked with Micah to obtain insurance for my new home purchase. I was quite surprised that the process was simple and straightforward and offered a competitive rate. I highly recommend Carolina Property Insurance for your insurance needs.
Tremayne Perry
Allison Shaw has provided outstanding customer service and support in helping me secure both homeowners and auto insurance. I’m in the process of making a big move and she has been especially kind, supportive and patient throughout the process. Many thanks!!
Lisa Baum
Searched for new insurance venue and was told about Carolina Property Insurance. Spoke to Allison about my needs and she responded promptly with a new policy for me. I got the coverage I needed at a very reasonable cost. I highly recommended Allison and Carolina Property Insurance.
Al Jacobs

Reviews sourced from Google

Trusted carriers

We shop the companies you know

Because we're independent, we compare top-rated national and regional carriers to match you with the right policy.

Progressive
Safeco
Travelers
Nationwide
Foremost
Openly
Branch
National General
Universal
Kemper
Bristol West
Dairyland

Carrier availability varies by location and eligibility.

Ready for coverage that actually fits?

Get a free, no-obligation quote in minutes. We shop 20+ carriers so you don't have to.